If you are planning to buy insurance online, you need not visit the official portal of each and every insurance service provider in the market. This can be a time consuming process as there are many companies in the industry. The simple thing you need to do in this situation is to visit the portal of online insurance aggregators. These companies are permitted by IRDAI to offer such services and you can get detailed information about various plans from multiple service providers in one platform. This allows you to get online quotes and you can even compare the different features of all the plans suited for your insurance needs. They also offer provision to filter the plans with various factors and you can input your information to use this facility. The best part about such services is that they are absolutely free and you need not worry about paying additional money to use such services.
Who are Insurance Aggregators?
These are registered companies that compile information about various insurance plans and provide them on a common platform. You can easily use the website of such online aggregator companies and get to know more about various insurance plans in the market. These companies are having permission from IRDAI to provide such services and you need not hesitate in any manner to avail such services. Using the insurance aggregator services allows you to get online quotes for various plans from one single source. This can save lots of time when you are buying insurance and you will also be able to buy the best plan as you can compare the different plans according to your individual needs. Apart from that, the online aggregator portals even allow you to calculate the premium for various plans and you can get timely suggestions from their experts.
Benefits of choosing Insurance Aggregator services
In this article, let us take a detailed look into the amazing benefits offered by online insurance aggregator companies. As they are registered entities who have permission from IRDAI to deal with such services, you need not worry while availing such services.
- Saves lot of time
Many people put in a lot of unnecessary effort into buying insurance plans. The others who do not have enough patience to put so much effort usually end up choosing whatever they get and this does not make sense in any way. These are some of the common problems associated with buying insurance in the traditional format of visiting the company office or buying them through agents. On the other hand, when you choose the services of online aggregators, you can easily buy any plan after comparing it with other plans offered by competitors in the market. The best part is that all this can be done in minutes without having to go anywhere out of your home. This saves lot of time and you will also be completely satisfied as you get to see all the plans before buying them from the market. Many reputed companies like National General Insurance also offer their plans online and you can choose them through the links provided by online insurance aggregator portals.
- Easy to compare various plans
The only way in which you can compare various plans easily is through online aggregator portals. When you visit the portal, you can choose the relevant category of insurance and see the quotes and features of various insurance policies. In this way, you can compare the rates and features of different companies like National General Insurance and other service providers. With such benefits, you need not have to go anywhere else to know about any plan trending in the market. Every information you need will be at the tips of your fingers and you can choose the best option without any hassles.
- Deal directly with Insurance companies through aggregators
The biggest advantage of choosing the services of aggregators is that you can deal directly with insurance companies after getting all the information from such comparison portals. In fact, you will be redirected to the official portal of the insurance service provider when you want to buy any insurance plan in this manner. There is no need to worry about any security issues as you get to buy the plans directly from the service provider and you can even pay for the policy online and get to save lots of time. Many reputed companies like National General Insurance have tie-up with such online insurance aggregators and this helps companies to reach out to many customers in an easy manner.
- Buying online insurance is safe
Some people are apprehensive when it comes to buying anything online as they are not used to such transactions on a regular basis. The same apprehension is present in the insurance sector and many people hesitate to buy insurance online. However, you need not worry about anything when you choose the services of online insurance aggregators as they have the required permission from IRDAI to provide such services. In this way, you can rest assured that you are dealing with authorized service providers and all your transactions will be safe. The online aggregators redirect the consumers to the official portal of the insurance service provider in most cases and you can deal directly with the service provider while buying insurance. By using the National Insurance Premium Calculator or any other calculators, you can get a fair idea about the premium required for the insurance plans and this will help you to adjust your budget for the transaction.
- Discounts available for online policies
You will be glad to know that buying insurance online can even save you lots of money as many companies offer discounts for such transactions. Whenever you buy insurance online, you are not visiting the office of the service provider and the transactions are completed online thereby saving time and effort for the service providing company. This benefit is passed on to the customers and they get good discounts for purchasing the insurance plans through online mode. Yet another advantage for the companies with such transactions is that they can easily serve customers without worrying about geographical borders and this is also beneficial for the customers. As a customer, you can buy the policy from any location without even visiting the insurance company office and this saves further money spent on travel and other things while buying insurance.
Other services offered by online aggregators
- Calculate premium for any policy
The online aggregator portals have many tools that can be used to calculate the premium for any policy. Apart from that, you can even go to the official portal of the insurance service provider by following the link given in the aggregator portal. In this way, you can input the required details about sum assured and the term of the plan to know about the premium required for such plans. Say for example, you can use the National Insurance Premium Calculator tool by visiting the official portal of the company and get to calculate the premium for all the plans offered by the company. This helps you to plan your budget according to the premium requirement and you can choose the suitable plan after calculating this amount.
- Renew your policy online
Apart from buying online insurance policy, you can even renew the plans online by using the services of online aggregator companies. In this way, you can access multiple services on one platform and this saves lot of time and money in the long run. Online renewal helps you to avoid penalties in future as you can renew the policy at the right time without worrying about visiting the office or spending lots of time to renew the policy. You will get confirmation about the renewal on your registered email address and mobile number after the transaction is processed by the insurance service provider.
- Get latest updates about trending plans
The insurance industry is growing at a rapid pace and many companies offer new plans to attract customers towards their products. In this regard, you can get complete information about all the latest trending plans at the online aggregator portal. This means that you need not visit multiple portals to get the latest information and everything you need is available at one place.
- Get online consultation about choosing the best plans
If you have any queries with regards to the features of the plan or other things related to your policy, you can get in touch with the experts at the online aggregator portal and take their suggestions in this regard. Many reputed portals have their customer support team and you can mail your queries or call them to know more about various plans suited for your individual needs.
These are the amazing ways in which online aggregator companies can help you when you want to buy insurance policy. In the same manner, they can even aid you with the renewals and you will be able to get online quotes from multiple companies at one place. Note that these services do not come at any additional cost and you will get to save lots of money when you buy insurance in this manner.