When is it the right time to hire your personal injury attorney? This is a question that few people know the answer to. Unfortunately, it is quite difficult to deal with everything that happens after an accident like motorcycle wrecks, car crashes, or slip and falls. So, in order to realize when it is the right time to hire the personal injury attorney, you have to think about the following, according to the advice of Indiana personal injury attorneys – Hensley Legal Group, PC.
The Seriousness Of Your Injury
You do not need to hire an attorney for every single injury you might have suffered after a case requiring the services of legal professionals. When you suffer from a minor injury and there is enough time available to deal with the insurance claims alone, you can try to settle everything alone.
When your injury requires physical therapy, surgery, hospitalization, chiropractic work, orthopedics, or similar complications, you absolutely need to discuss everything with an experienced personal injury attorney. This is because your claim will involve some substantial future and past medical expenses.
Who Caused The Injury?
When the injury you suffered was the result of a third party’s negligence, you should at least discuss the case with an injury attorney. Remember that it is not that easy to prove legal fault. There are specific standards that have to be respected in terms of the evidence presented. Proving fault in front of the law should never be seen as a simple process. What you might think is clear proof might not be that.
● Is an insurance company representative contacting you?
Insurance companies employ adjusters and claims representatives in order to reduce their losses. They do so by minimizing the amounts that the companies pay out in injury claims. If you are contacted by an insurance company representative who asks you for recorded statements, medical records, your story, releases and other information, you should tell them that you are contacting an attorney. Insurance adjusters will often try to get you to make statements that are ultimately harmful to your claim, and you should never sign releases without an attorney’s review. The releases insurance companies frequently ask for are blanket authorizations that allow them to dig through your entire medical history. The reason they want to do this is so they can blame your injury on a pre-existing incident. This can result in your claim’s value being substantially reduced.
It is also important for you to understand that the reason adjusters contact you is because their company believes that you likely have a valid claim. They want to get the information that they need in order to help them with their goal of either minimizing your payout or denying it all together. This is true even when you are dealing with your own insurance company in a case involving an uninsured motorist. Don’t fall for their tricks and instead, consult with a personal injury attorney.
● Is the company refusing to pay or offering an unreasonably low amount?
Insurance companies will sometimes use dirty tactics to try to avoid paying the claims of injured people. These tactics may include unreasonable delays in your claims process, refusing to pay you even though liability is not in dispute or making unreasonably low offers despite your extensive injuries. A personal injury attorney understands these tactics. Insurance companies that engage in bad-faith negotiations may be liable to you for doing so. A personal injury lawyer may put an end to such tactics and seek the recovery that you should rightfully receive.
● Are you comfortable with the law and the settlement process?
If you handle your own case, you will need to have a good understanding of the legal underpinnings of your claim as well as the settlement process. Receiving a fair amount in the settlement may involve savvy negotiation skills combined with knowledge of both the statutory laws and case law. Some injury cases are highly complex. For example, if you were injured by a defective product or by what you believe was medical negligence, you may need the help of experts in order to uncover the evidence that you will need to prove your claim. Auto accidents may require accident reconstruction, witness interviews and a solid understanding of physics. You’ll also need to be able to decipher your own medical records so that you can appropriately value your claim.
If you are not comfortable with doing these things, consulting with a personal injury attorney is in order. An attorney who is experienced with personal injury cases may be better-equipped to value your claim. Your case’s worth will include all of your economic and noneconomic losses. Insurance companies often do not volunteer offers that include money for noneconomic losses, such as pain and suffering, loss of consortium and others, on their own. An attorney may be able to negotiate the recovery for both your economic losses as well as your more intangible ones.