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SIP is a method of investing a fixed sum regularly in a. SIP allows one to buy units on a given date each month to implement a saving plan for themselves. The biggest advantage of SIP is that one need not time the market. In timing the market, one can miss the larger rally and may stay out while markets were doing well or may enter at the wrong time when either valuation has peaked, or markets are on the verge of declining. Rather than timing the market, investing every month will ensure that one is invested at the high and the low and make the best out of an opportunity that could be tough to predict in advance.