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In House Financing Programs Making A Comeback

In House Financing is making a comeback in the Canadian market. When I first entered the car business in 1995 there were very few options for people who had credit issues such as bankruptcy, written off accounts, judgments or collections to be able to obtain financing for a reliable vehicle. I was lucky enough to work for a dealership that had an in-house leasing company and we were able to sell cars to these people before the subprime lenders came on the scene.

Over the past several years there have been many companies come into the Canadian automotive financing market to fill the need for most of these customers. They are relatively large national and international financing companies. They have signed the majority of the dealerships across the country to refer business to them. In 2005 there were no fewer than 7 such companies doing business all across the country with many others doing business in certain markets in the country. At the time of writing this article in 2010, there are only 4 remaining and they have tightened up on their lending practices because there is less competition in the marketplace. Of note, the 3 sub prime lenders that were doing business all across Canada that are no longer in the marketplace were international lenders with 2 or the 3 based in the United States. When the financial crisis occurred in America we lost them due to their parent companies consolidating their operations into the United States.



It has been this tightening up of lending practices that is beginning to make a need for In House Financing at the dealership level once again. Today there are more and more clients who have credit problems and are in need of special financing solutions as they no longer qualify for financing from the mainstream sub prime lenders.

Many car dealerships are growing tired and frustrated at spending a lot of time and money in advertising to get customers into their dealerships to sell them a car just to have the lenders turn their customer down. It has been this frustration that has led many of them to take another look at an old concept and begin financing these customers themselves. So slowly but surely there are In House Financing, In House Leasing and Buy Here Pay Here programs starting to pop up all across the country to service this new marketplace.

There is very little difference in the various financing programs from a consumer point of view. They all work basically the same way. You have to give them a down payment that the dealers require to offset the risk they are taking in financing these type of high risk clients. Most of the down payments range between $500 – $2000 and are either used as money down on the loan in the case of In House Finance and Buy Here Pay Here programs. The out of pocket money is used as a security deposit and first payment in most In House Leasing programs. The security deposit can be used to buy out the lease at the end of the term without having to come up with any money out of your pocket at that time. No matter what the money you give the dealership is called, by the end of the term it is used to pay down on your vehicle.

The other major difference in these programs is how the vehicle is registered by the Registry of Motor Vehicles in your province. With the In House Financing programs the vehicle is registered in your name on the registration and a chattel mortgage is placed on the vehicle at the Registry of Deeds in your province. The chatel mortgage make it possible to repossess your vehicle if you default on the loan the same way a bank or finance company can. With the In House Leasing programs the vehicle is registered in the name of the leasing company with you being registered as the plate owner of the vehicle. The Buy Here Pay Here programs are usually run by a smaller dealership and they sometimes register a chalet mortgage the same as the In House Financing Programs but often they get the customer to register the vehicle in their name and then return to the dealership with the ownership paper and sign it over to the dealership. This way if the customer defaults on the loan the dealer simply registers the vehicle back into their name and repossess it from the customer. At the end of the day it really doesn’t matter which program you choose to use if you don’t make the payments they will repossess your car but if you make your payments you will not have any problems. Remember all of these dealerships are interested in you keeping your vehicle. They are usually understanding if you are going to be a couple days late with your payment as long as you let them know beforehand and make arrangements to get caught up right away.

These dealers live in the areas they work in and are usually very helpful and are willing to work with you. Most of these dealerships require that you place full coverage insurance on your vehicle but some of the smaller Buy Here Pay Here dealers will allow you to just have basic car insurance because the vehicles they sell are usually fairly inexpensive and full coverage insurance just doesn’t make sense.

The hardest thing about financing a vehicle through these dealers is usually finding them. With so many dealerships advertising Guaranteed Auto Approvals, Bad Credit – No Credit Car Financing and the like but most of them do not have any options for you if you are declined by the national finance companies. You end up spinning your wheels looking for a dealer who will work with you causing you to either give up or get frustrated and buy a cheap car privately with whatever money you can come up with.

To try to fill this problem with finding these dealerships there is a new website launching called. Its sole purpose is to connect people who need special in-house financing options with dealerships in your area that provide in house financing. The majority of the dealerships on the website will have their own in-house financing companies with some of the dealerships having the Go Plan program. The Go Plan is a special financing program through Carfinco is a national financing program that is very close to an in house program.

A word of caution about these programs. Remember that these programs are designed to help you re establish your credit and get you into a reliable vehicle at a reasonable payment. It would be extremely rare that one of these companies will finance a 2009 Chevy Silverado Diesel or 2010 Ford Mustang GT to you because their programs just are not designed for that. But if you are serious about buying a vehicle and re establishing your credit they are a good option for you.

Small Business in 2017 and Beyond

The now is an exciting time for small business owners, and the same certainly holds true for those who desire to start their own. The last couple of decades has seen growth in the small business sector, as corporate America has downsized, the entrepreneurial spirit has blossomed. pexels-photo-210557.jpeg

Leading up to Now

How often do we turn on the television, the radio, or open our favorite news website only to hear or read about some large corporation? Certainly, these entities are important, they employ many individuals and assist the “capitalist machine” as we have come to know it.

The “doom and gloom” that is often portrayed by the media when troubles arise within one of the larger corporations is justifiable, to some extent. However, to those of us with an inherent entrepreneurial spirit, we view these unfortunate circumstances as an opportunity.

The statistics from the U.S. Small Business Administration back this. Going back to 1990, large businesses eliminated 4 million positions, and 8 million jobs were created by small businesses. Additionally, small businesses in the United States have grown by 49% since 1982.

What these statistics demonstrate is that the entrepreneurial spirit is alive and well in the United States. Regardless of what develops within the confines of corporate America, there is significant room in the marketplace for small business.



Recent Election

A good portion of the chatter leading up to the presidential election here in the United States last year revolved around how the economy would react to a Trump or Clinton victory. While it is early in the term, a look back at some observations bears mentioning.

Stanford economist John Taylor believes that a deviation from the economic policies that worked in the 1980s and 1990s is responsible for the slow economic growth we have experienced. This is based upon his research, and the research of others.

If Trump steers the country back to similar policies, and has the cooperation of both political parties at his disposal, growth can not only meet but possibly exceed expectations within the economic sector.

A Helping Hand

For those who are considering the foray into business ownership, often what drives them away and back to the corporate world is fear. They are fearful of how they will finance their startup. Let’s not empty the 401k to finance this idea if we can help it. accountant-accounting-adviser-advisor-159804.jpeg

There are options to assist with financing your small business startup. What many individuals fail to recognize is that they can apply for a personal loan and use this capital for their business. Take, for example, the Light Stream personal loan review. If you have excellent credit, and meet certain criteria, you can receive an unsecured loan at a low interest rate. With the funding, you can use some of it for personal, while utilizing however much is needed for your startup.

Knowing that you do not have to apply for a business loan for your small business is half the battle. Embrace your creative side, and take the actions to launch the great American dream.

Why Get a Commercial Driver’s License

With a touch of professionalism and individualism, comes a legal issue given by the government of the United States, for you to actually practice driving and make a very important contribution to maybe your work life, personal life and so on. For something like this to take place, a licence involves conditions wherein you are allowed to drive any kind of vehicle in the United States, and you are authorized by the government to do so. This also comes with a vehicle rating, that is, one is allowed to drive vehicles of certain weight ratings, that is, 26001 lb or sometimes even more than that. There are different vehicles to look at, and these even include trucks, low maintenance vehicles and so on. There are certain benefits that one has with the licence. Here are the following:

  • A professional driving licence allows you to not just fulfil your purpose of driving a car, but also helps you with jobs, money, and even resources. A booming economy always needs professionals to make it useful. Therefore, even in this field, there is a need for professionals. And therefore, this can not only be used in one field, but in many more that are beneficial in some way or the other.

Another important process to highlight here is that of actually receiving the Commercial Driver’s License. This can be explained as the following:

There are certain obstacles that might come your way while you’re in the process of fulfilling your process. This can be the possibility of being a professional driving even without obtaining a CMV. This will help you understand the following:

  • While it is easier to understand the importance of actually gathering a CMV, there are possibilities to come across trainees who do not possess the same. This could mean that these trainees would have to go through commercial driving training, and there are various countries that offer this service.

A company that is a helping hand in something like this is definitely Advance TLC School, that offers more than one service for people who own a CDL, and even otherwise for people who do not own one.

Should Marijuana Be Legalized? Why A Lot Of Individuals Think So

Do you ever think that you would be living in a world where marijuana legalization was a debate? Well, you might be surprised to learn that it is a topic that comes up in conversation and politics all the time now. In fact, marijuana is already legal in a handful of states and the numbers only continue to rise every year. Recent studies show that 94 percent of the individuals that are supporting this powerful plant are actually supporting it for medical reasons. So, it is not like all the support is just coming from stoners or potheads.

Far Less Dangerous Than Cigarettes To The Lungs

Would you be surprised to learn that the latest research shows that smoking marijuana has proven to be far less dangerous to the lungs than smoking cigarettes? Of course, cannabis has huge impacts on the rest of the body, but more research is needed into this aspect of the plant. So, why should cigarettes be legal in every state when marijuana is only legal in a handful of states?

Providing Outstanding Mental Health

If you are a frequent user of marijuana or have used the plant in the past, you probably already know that it can have a major impact on your mental health. In fact, it can ease stress, decrease anxiety, and just overall help you relax. If you have ever wondered why most pot smokers are generally overall happy people, this is why. With the downfall of the economy and the job market being in the crapper, a little relaxation is something that everyone needs in today’s world.



Reduces Diabetes And Obesity

Even though smoking marijuana has long been associated with getting the munchies, you might be surprised to learn that it can actually help with obesity and diabetes. Tons of studies have been conducted in this area, and the results showed that individuals that smoked marijuana actually had smaller waist sizes, better-regulated insulin levels, and higher levels of the good kind of cholesterol.

Combating Cancer Cells

Cancer is without a doubt one of the leading killers in today’s world. More and more people are suffering and dying from this horrible disease every year, while there is still no cure. Of course, there are treatments, but treatments like chemo and radiation only make you feel worse and lose you hair. Well, marijuana can actually kill cancer cells and aid in the horrible side effects of cancer treatments.

Keeping Government Out Of It

When the government gets involved with any type of business, there is always the chance of failure. The government likes to put stipulations on all business operations, especially product sales and services. By legalizing marijuana, it will be possible to keep the federal and state government out of most the operations. But, again the government has the right to place regulations on any product sold in the United States. Legal Marijuana could save taxpayers billions of dollars.

Stimulates The Economy

Many countries have already taken the steps to legalize marijuana, including Bangladesh, the Netherlands, Portugal, Czech Republic, North Korea, Uruguay, Switzerland and Spain. There are also several U.S. states that have taken the steps to legalize medical marijuana and others contemplating following in suit.

Billions of dollars are being spent to keep marijuana off the streets. If marijuana was legalized, this money could be diverted to the needy or building infrastructure. There is no doubt that legalizing marijuana on a federal level would offer the United States endless economic benefits.

Lowering Crime Rates

Possession of marijuana carries a hefty find and jail time. By legalizing marijuana, it would be possible to do away with these penalties, which in turn would decrease crime rates throughout the United States. So many youth are being arrested for marijuana possession, this offense remains on the criminal record until adulthood. What about the young adults who are caught with marijuana in their possession? The crime is there to stay, even though it is considered in most cases a misdemeanor.

The Four Models of Smart Cars

Image result for Smart Forfour

If you are looking for top items for a car or a small car that gets great gas mileage, chances are you are considering one of few from smart Automobile. This is a German automotive company based in Böblingen, Germany. They specialize in microcars and subcompact cars. The bulk of their vehicles are sold overseas in countries such as Asia, Australia and Europe, but a couple of models have made their way over to the United States. Here is the key information regarding the assorted styles.

Smart Fortwo

When you envision a smart car in your head, the smart Fortwo version is the model that you are likely picturing. The smart Fortwo is a microcar that was first introduced in Europe in 1998. Since then, it has been marketed in 46 countries with over 1.7 million cars sold.

The smart Fortwo has is a two-seater car that comes in at just 8.8 feet in overall length. The secret to keeping the car small is the rear engine and rear wheel drive.

The smart Fortwo is available in two distinctive styles. The Fortwo Coupe, also called a city car in parts of Europe, features a hatchback instead of a traditional trunk. The Fortwo Cabrio has a convertible body style.

If you are looking for a tiny car that is one of the cars with best mileage which you can fit yourself and only one other person, this car may work for you.

Smart Forfour

The smart Forfour is the only other model of smart car that is currently sold in the United States.

The smart Forfour looks like the Fortwo but in an extended and slightly larger version. This model has four doors and features a rear seat that fits up to three additional people. As is the case with the Fortwo, the engine of this car is in the back of the vehicle.

The smart Forfour was first presented and sold in only Europe and Australia from 2004 to 2006. At the time, the car had a front engine. However, sales were lackluster and the car was pulled. After an eight-year hiatus, the car was reintroduced in 2014 in its current form.

Smart Roadster

The smart Roadster was never available in the United States and the odds of seeing one these days, even in Europe, is rare.

This car was expected to be a game changer in Europe. It was a two-seater sports car that was introduced in late 2003 in Europe. There were two models available; the Roadster and the Roadster coupe. While sales expectations were initially met, production of the models had to be halted in 2005 due to warranty claims.

The vehicle was expected to be reintroduced once these warranty claims were addressed, by global economic downturns halted that and the car has not been manufactured or sold since.



Smart Formore

The smart Formore had the shortest run of all the smart cars made to date. This car only had a limited run and then was scrapped.

The smart Formore was the smart version of an all-wheel drive SUV. It had five seats and four doors and was expected to share the same style as the Mercedes-Benz GLK-Class SUV. In fact, Mercedes was helping with money to get this car off the ground.

Unfortunately, the timing never really worked out for this car. Production was halted in 2005 for two reasons. First off, the smart brand had yet to turn a profit up until this point, so funds were already tight. Second, this vehicle was costing more to make than originally thought. The rising costs and lack of money ultimately got this vehicle sidelined and it has not been seen since.

To date, smart Automobile has manufactured four different models of cars. As the company grows and expands, more models may be added.

Is It Legal to Gamble Online in the United States?

Gambling in the US has long been a contentious issue. And many people are unaware that issues also relate to online gambling when you live in the United States. Since online gambling is not yet fully licensed and permitted, most of the online sites Americans play on are located overseas. Here’s what you need to know about online gambling in the States.

Finding an Online Casino to Play in the US

It can be difficult to play at a casino online when you live in the US, according to, because not only are sites not allowed to operate from inside the US but also the lack of regulation means there are sites which are not to be trusted. If you are gambling real money it is important to find a trustworthy site where your money is always safe. Take a look at online reviews of US online gambling sites to find ones which have been rated by the gambling community.

It can be even more difficult to find online gambling sites that have sports betting, although these do exist. There are also options to play casino games as well as online slots.



Depositing and Withdrawing Money When Playing in the US

US players are at a disadvantage when they play on online gambling sites since banks are not permitted to offer payment processes that are linked to offshore gambling sites. Normally you need to use a Visa debit or credit card to make deposits. Make sure that the Visa card is authorised for use overseas as this is actually where the money will be deposited. There are also options sometimes for MasterCard, although Visa is far more common, and you can make transfers with Western Union or through MoneyGram although these options are not particularly convenient.

In addition, many US players are relying on BitCoin, a new crypto currency that allows you to deposit any amount of money into an overseas casino. This is permitable because there is so far no law against using crypto currencies for gambling. If this is for you, you can find BitCoin casinos all over the internet.

When you want to withdraw money the best way is to request a check via a courier or withdraw the funds by bank wire.

Is It Legal to Play Online in the US?

Many people are concerned they are breaking the law and will incur penalties. There is a big gray area relating to online gambling, with the US authorities taking different positions at different times. Now, most states are setting their own gambling laws and the picture is different wherever you happen to live in the States.

Image: Image courtesy of Stuart Miles/

Boxing: Knocking Out Racism and Inequality in America

Modern boxing is as old as America. They grew up together, and prefer America herself, boxing is as majestic as it’s miles brutal. It’s as stunning as it’s miles primal. From the bloody and outlawed “exhibitions” in New Orleans to the “naked-knuckle” brawls in the shantytowns out West, boxing came of age with America. It has been referred to as the “Sweet Science” and “the Manly Art of Self Defense,” but ultimately “boxing is a game of confrontation and fight, a weaponless warfare,” pitting two warriors towards each different to do battle in the squared circle.

We can hint the history of America’s poor and disenfranchised through the arc of boxings beyond. Prizefighting is a prism thru which we can view the history and struggles of America’s maximum disenfranchised. Its heroes of legend frequently exemplify the social problems of the day. In many methods, the fight game serves as a way of “socio-economic” development. Author and HBO boxing historian Jeffrey T. Sammons states in Beyond the Ring: The Role of Boxing in American Society: “The succession [of great fighters] had long passed from Irish to Jewish… To Italians, to [B]lacks, and to Latin[o]s, a pattern that contemplated the socioeconomic ladder. As every group moved up, it pulled its adolescents out of prizefighting and driven them into extra promising… Pursuits.”

Two warring parties mainly epitomize the conflict of their human beings: the brash Irishman John L. Sullivan, and “The Black Menace” Jack Johnson.

Boxing’s Origins

Boxing has its origins in Ancient Greece, and become a part of the Olympic Games in around 688 BC. Homer makes reference to boxing within the “Iliad.” Boxing historian Michael Katz recollects the sports activities primitive origins:

Much just like the first American settlers, prizefighting made its manner to the New World from England. And just like the pilgrims, boxing’s early days had been regularly brutish and violent. Sammons states: “Like such a lot of American cultural, social, political, and intellectual institutions, HBO boxing originated in England. In the late 1700s, whilst the sport existed simplest in its crudest shape, prizefighting in Britain assumed an air of sophistication and acceptability.Boxing

The early Puritans and Republicans regularly related sports gambling with the oppressive monarchies of Europe, but as American warring parties of amusement misplaced floor, the sport speedy started out to grow. In the 1820’s and 1830’s boxing, frequently called pugilism, became a famous sport among the American “immigrants who have been unaccustomed to restrictions upon amusements and games.”

As the sport grew in reputation among the immigrants, so too did the parable of the person. For better or for worse, the US is a country weaned on the myth of the man or woman. This is the American Dream, that fundamental creed that we can all “pull our selves up via the bootstraps” and emerge as wildly wealthy, outrageously a hit, and madly fulfilled. For nearly hundred years the “Heavyweight Champion” changed into the crown jewel of the wearing world, and the physical embodiment of the American Dream. He was the hardest, “worst guy” in the world, and commanded the sectors recognize.



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Sammons states: “[T]he bodily man nonetheless stands for the capability of the person and the survival of the fittest. He is the embodiment of the American Dream, wherein the lowliest of individuals upward push to the top by way of their own initiative and perseverance. The elusiveness of that dream is immaterial; the which means of the dream is to its popularity, no longer its success.” During the 1880’s, nobody embodied the bodily guy, or the American Dream, greater than boxing’s first first-rate heavyweight champion, John L. Sullivan.

John L. Sullivan and the Plight of the Irish

Sullivan, also known as “The Boston Strongboy,” changed into the final of the “bare knuckle” champions. The son of negative Irish immigrants, he turned into a brash and difficult-nosed man who toured the “vaudeville circuit imparting fifty bucks to every person who could remain four rounds with him inside the ring.” Sullivan famously challenged his audiences by means of claiming, “I can lick any sonofabitch within the residence.”

“The Boston Strongboy” became one in all America’s first sports legends whilst he snubbed millionaire Richard Kyle Fox, owner, and owner of the National Police Gazette and the National Enquirer. Legend has it that one fateful evening within the spring of 1881 while at Harry Hill’s Dance Hall and Boxing Emporium on New York’s East Side, Fox become so inspired by means of one in all Sullivan’s boxing fits, that the newspaper multi-millionaire “invited him to his desk for an enterprise talk, which Sullivan impolitely declined, gaining Fox’s hatred.”

Sammons states:

Fox turned into furious and vowed to break Sullivan in addition to manipulate the crown. He did neither; Sullivan beat all comers, which include some Fox hopefuls.” Sullivan became a worldwide superstar and American icon “who had risen thru the ranks without looking down on others. Sullivan did greater than build a personal following, but; he helped raise the game of boxing. The prize ring now spanned the gulf between decrease and top classes.”

Sullivan became a symbol of wish and pleasure for current Irish immigrants living in a new, antagonistic land. Nearly million Irish immigrants arrived in America among 1820 and 1860. Most arrived as indentured servants and had been taken into consideration little more than slaves in the new use of a. Of those two million immigrants, kind of seventy-five percent arrived in the course of the “The Potato Famine” of 1845-1852. The Irish fled from poverty, disorder, and English oppression. “The Potato Famine” had claimed the lives of almost a million Irishmen.

Author Jim Kinsella states:

America became their dream. Early immigrant letters defined it as a land of abundance and advised others to comply with them via the ‘Golden Door.’ These letters were studied at social occasions encouraging the young to enroll in them on this notable new USA. They left in droves on ships that had been so crowded, with situations so terrible, that they were known as ‘Coffin Ships.’ (par. 1)

The Irish arrived in America destitute and regularly unwanted. An old saying summed up the disillusionment felt through American immigrants inside the Nineteenth Century: “I got here to America due to the fact I heard the streets had been paved with gold. When I came, I discovered out three things: First, the streets were not paved with gold; 2d, they weren’t paved in any respect: and 1/3, I become anticipated to pave them.”

Kinsella says:

Our immigrant ancestors have been now not wanted in America. Ads for employment were regularly observed through “no Irish want observe.” They have been pressured to stay in cellars and shanties… With [no] plumbing and [no] running water. These dwelling situations bred sickness and early death. It became envisioned that eighty percent of all babies born to Irish immigrants in New York City died… The Chicago Post wrote, “The Irish fill our prisons, our terrible homes… Scratch a convict or a pauper and the chances are that [we] tickle the skin of an Irish Catholic. Putting them on a ship and sending them home would end crime in this u. S ..

But the Irish arrived in America throughout a time of want. Kinsella maintains:

The united states were developing and it wished men to do the heavy paintings of building bridges, canals, and railroads. It turned into tough, dangerous paintings. A common expression heard many of the railroad people claimed “an Irishman was buried underneath every time.

John L. Sullivan was the satisfaction of the Irish in the course of his legendary championship reign among 1882-1892).

Historian Benjamin Rader wrote:

The athletes as public heroes served as a compensatory cultural function. They assisted the general public in compensating for the passion of the traditional dream of achievement… And emotions of personal powerlessness. As the society has become extra complex and systematized and as success had to be won more and more in bureaucracies, the need for heroes who leaped to reputation and fortune out of doors the rules of the machine appeared to develop.

During his decade long reign as champion; nobody captured the public attention more than “The Boston Strongboy.” He destroyed Paddy Ryan in Mississippi City, Mississippi for the “Heavyweight Championship of America” in an illegal “boxing exhibition” on February 7, 1882. The championship belt was named the “the $10,000 Belt” and changed into “some thing suit for a king.” Sammons states: “It had a base of flat gold fifty inches long, and twelve inches wide, with a center panel inclusive of Sullivan’s call, spelled out in diamonds; 8 other frames eagles and Irish harps; an extra 397 diamonds studded the symbolic ornament.”Racism

After receiving the “$10,000 Belt,” Sullivan pried out the diamonds and bought it for $175. He later went on to defeat his arch nemesis Jake Kilrain within the seventy-5th round, marking the final “bare-knuckle” championship bout in boxing history. Sullivan reigned splendid till his knockout loss to a more youthful, faster, more professional fighter named “Gentleman” Jim Corbett in the twenty-first round on September 7, 1892, in New Orleans, Louisiana.

Jack Johnson and Black Oppression

Boxing historian Bert Sugar once stated: “Boxing is an odd, odd recreation. Bottom line, it’s legalized assault, however, it has given people at some stage in history a chance to better themselves. [I]t has constantly been a game of the dispossessed and of the lowest rung on any ladder.” Except for the Native Americans, no institution in American records has been as “dispossessed” as African Americans. They have been stolen from their homes in Africa and transported beneath deplorable conditions to suffer lifestyles of slavery in America. “From the sixteenth to 19th centuries, an expected 12 million Africans had been shipped as slaves to the Americas. Of these, an anticipated 645,000 were delivered to what is now America. [According to] the 1860 United States Census, the slave populace within the United States had grown to four million.”.

From the primary moment they set foot on American soil, lifestyles become brutal for blacks within the New World. Although the black slaves received freedom after President Abraham Lincoln issued the “Emancipation Proclamation” on January 1, 1863, it’d be more or less a hundred years before blacks achieved complete equality in America. The twenty years between 1880 and 1900 had been enormously difficult ones for blacks in America. Congress surpassed a sequence of anti-civil rights acts, culminating in the Plessy v. Ferguson decision of 1896 ensuring 2d-magnificence citizenship for blacks, and marked the start of the Jim Crow generation in America.

Although there have been many outstanding black opponents during this twenty-year length, blacks have been barred from preventing for the heavyweight championship. Sammons writes: “By the 1880’s the heavyweight boxing championship symbolized… America’s rise to global power… The holder of the identity stood as a shining example of American power and racial superiority.”

But the retirement of the “granite jawed” and undefeated heavyweight champion James Jeffries in 1905 left an entire in the division. After a slew of uninspiring champions came and went boxing fanatics began to get bored. By 1907 the time became ripe for the first black heavyweight contender. The sportswriters of the day believed a black fighter would carry public hobby again into boxing, at the same time as additionally proving “white bodily and highbrow superiority.”

In 1908 a legend was born, and his call turned into Jack Johnson.

Jack Johnson, later referred to as “The Black Menace,” turned into an unknown fighter from Galveston, Texas. He would turn out to be one of the finest and maximum brave athletes within the records of American sports activities. He becomes a large man with a flashy smile and wonderful pace. In and out of the hoop, Johnson changed into larger than life. Although he left faculty in the fifth grade, Johnson becomes a smart and worldly man. He performed the bow mess around, loved opera and literature, idolized Napoleon Bonaparte, and even invented and patented a tool used to repair vehicles. He also loved fast motors, fancy fits, and white girls. Worse but, white women cherished him again. When one reporter witnessed a successive parade of women leaving Johnson’s resort room, he requested the champ for the name of the game to his “staying electricity.” Johnson responded, “Eat jellied eels, and assume distant thoughts.”

Actor James Earl Jones, who performed the mythical Jack Johnson within the movie Great White Hope states: “He lived existence through his personal rules with his balls, his head, and his coronary heart.”

The sportswriters of the time believed the “destruction of the insolent, defiant Johnson, a usurper of white privilege, [to be] a morality occasion of excellent as opposed to evil, [which] could serve as a lesson comparable to a public lynching for blacks who did no longer recognize their place in American society.”

They couldn’t be greater incorrect.

Jack Johnson pummeled the white heavyweight champion Tommy Burns in Sydney, Australia, to advantage the crown. After the fight, “The Black Menace” became an immediate hero for blacks suffering beneath the legacy of three hundred years of slavery, and the yoke of racist Jim Crow rules. Headlines from the Richmond Planet study: “No occasion in forty years has given greater pleasure to the colored humans of this united states that have the single victory of Jack Johnson.” After prevailing the name, Jack Johnson could lead the boxing global, and white supremacists alike, on a seven-yr chase to united states of America the newly crowned champ and return the belt to its “rightful ethnic organization.” Thus commenced the technology of the “Great White Hope.”

The generation of the “Great White Hope” changed into as comical because it becomes tragic. Promoters scoured the united states of America attempting to find white contenders over 170 kilos. One sportswriter recalled: “In the heat of the hunt, well muscled white boys extra than six foot, two inches tall had been not safe out in their mothers’ sigh.”

Johnson additionally called “The Galveston Giant,” fought and destroyed the next five combatants along with middleweight champion Stanely Ketchel. The fight with Ketchel became especially memorable. Before the “exhibition,” the 2 fighters, who were antique pals, had agreed to take it easy with every other, and that they did until the 12th round while Ketchel saw an opening and floored Johnson with a proper pass to the pinnacle. After growing to his feet, Johnson was so enraged that he knocked Ketchel out cold with one crushing uppercut to the jaw. The punch turned into so devastating that Ketchel’s the front tooth has been impaled in Johnson’s boxing glove. Fight replay shows “The Black Menace” plucking the terrific middleweight champion’s teeth from his glove after the fight.

White America has become enraged following the humiliating defeats of the “Great White Hopes.” Jack Johnson’s achievement threatened the entire foundation of American society. Worse but, there has been another black heavyweight on the rise, Joe Jeanette. Never earlier than had white privilege and superiorly been so efficaciously and violently challenged. Sammons writes: “Almost as alarming to whites changed into the fulfillment of any other super black heavyweight boxer, Joe Jeannette. Together Johnson and Jeanette regarded to spell doom for white superiority… ”

The requires the go back of retired heavyweight champion and boxing legend James Jeffries became deafening. Following the Ketchel defeat, author Jack London wrote: “A golden smile tells the tale and the golden smile is Johnson’s, but one factor remains, Jeffries need to return from the alfalfa farm and dispose of the golden smile from Jack Johnson’s face.”

Jefferies agreed to fight Johnson, announcing: “I feel obligated to the sporting public as a minimum to take the time to reclaim the heavyweight championship for the white race… I ought to step into the ring again and display that a white guy is king of all of them.”

The healthy among Johnson and Jeffries changed into billed as the “Battle of the Century.” Jeffries became an undefeated legend. All of the white man’s hopes rested on the wide shoulders of James Jeffries. He changed into implying as a grizzly, had a chin fabricated from metal, and hit like a truck. He stood six foot, two inches tall and was a ripped 225 pounds. In his top, Jeffries could sprint a hundred yards in only over ten seconds, and could excessive soar over six toes.

Although he has been retired for the previous three years, Jeffries skilled for the Johnson combat as if his existence become on the road. He misplaced a remarkable 100 kilos and got here into the combat decided to destroy Jack Johnson and repair the status quo in America.

The combat produced a degree of public hysteria in no way earlier than visible in America horse with no name. For white Americans, Jeffries might reaffirm African inferiority “and the white choice to exterminate these barbarians.” For blacks, Johnson was preventing towards a history of racism and persecution. Reverend Reverdy Ransom wrote: “[W]hat Jack Johnson seeks to do to Jefferies within the roped area might be greater the ambition of Negroes in every area of human enterprise.”

Reno was abuzz leading up to the combat. A city of 15,000 citizens was bursting with boxing fanatics. People slept of their motors or on park benches. The bars and jails were full. “One eating place with a capability of 30 people served thirty 600 suppers.” Jack London wrote: “Reno, Nevada. July 1, 1910. I am satisfied I am here. No man who loves the preventing sport has the fee and is inside putting distance of Reno should pass over this fight. There has by no means been whatever adore it within the history of the hoop.”

The two warring parties finally met on July four, 1910, in Reno, Nevada, in the front of 20,000 riotous fans. Jack Johnson battered the larger man. He turned into more youthful, faster, and extra professional than the 34-12 months-old Jeffries. He beat him to the punch and tied him within the clinch when the 2 fighters engaged. By the fourth spherical it turned into apparent Johnson became the better man.

“The Galveston Giant” walloped the former champ. He beat and battered him. He danced and smiled and joked with the group, before unleashing a crushing combination to the body, and a ripping right hand to the pinnacle of the challenges. Johnson toyed with Jeffries the way a tiger would toy with an antique tomcat before, in the end, pouncing in for the kill within the 15th spherical. The influences of Johnson’s crushing blows were felt across us of a. There were race riots in each foremost city across America. Historian Randy Roberts stated: “[N]ever earlier than had a single event caused such extensive rioting. Not until the assassination of Martin Luther King, Jr., might another event elicit a comparable reaction.”America

Black America had found a hero in Jack Johnson. For the primary time in American records, they might arise tall and be proud of their background and their people. Not handiest did Jack Johnson defeat James Jeffries that fateful night, but he additionally knocked out 300 years of racism, humiliation, and oppression. The movie of Johnson’s victory over Jeffries changed into banned by using congress in America. Johnson changed into later arrested in 1912 and spent a year in prison for “transporting [white] ladies throughout Kingdom strains for immoral functions.”

He was once more arrested on similar prices in 1913. He later skipped bail and fled to France together with his spouse Lucille, wherein he spent seven years in exile. In one of the most debatable fights of all time, Johnson misplaced the championship in Havana, Cuba in 1915, to an uninspiring cowboy named Jess Willard. To these days, legions of boxing specialists, together with “The Galveston Giant” himself, contend the fight changed into a “repair,” arguing that Johnson threw the combat in trade for leniency on his imminent court instances inside the United States.

Nobody, however, Jack Johnson will ever recognize for certain if he threw the combat. What we do realize is that over the next twenty- years, black combatants have been systematically denied a hazard at the heavyweight championship by means of a conspiracy between authorities and boxing officials. The “black out” would ultimate till 1937, when the legendary African American fighter, Joe “The Brown Bomber” Louis defeated James “Cinderella Man” Braddock for the heavyweight name.

How to Find Tours and Travel Canada

One need only goes as far as the internet in order to find a variety of tours and travel Canada accordingly. One of the most popular ways to travel within Canada is the Canadian railway train system. Stretching from Montreal to Vancouver, this is the best way to see the most of Canada in the shortest amount of time.

Depending on interests located in specific areas within Canada, one might want to search a variety of blogs which offer information on various activities going on while in the area. This is in addition to the many lodging and restaurant reviews one can also find online. In addition, most area auto clubs or travel stores most likely carry brochures and additional information on traveling both inside and outside Canada.

Another way to see Canada and most other areas is by way of air. Many airlines offer air tours in most parts of Canada, even some remote areas of the Canadian Wilderness. Therefore, if one wishes to see Canada by air, one can call and visit the air tours which one finds interesting before making a final decision. Also, many air tours can also be found in Canadian tour books as well as the local phone books relating to the area in which one is visiting at the time.

Of course, when arriving in Canada, one always has the option of renting a vehicle, however, one must first understand Canadian driving laws in order to drive in either city or in the backcountry. One might also want to check with forest rangers and the like if planning on driving and hiking in these areas. This is just a precaution so one can know their way back to the trailhead before dark or where camping is legally provided in such back country if so desired or simply caught in the area without making it back to the trailhead after dark.

Passports are also now required of all United States citizens entering Canada and returning home to the United States; Therefore, one need begin planning early enough to acquire a passport if one does not already have one accordingly. This is because passport applications can take up to sixty to ninety days to process before one receives their passport. However, if one requires an emergency passport, one can apply which may cut the wait time down to some extent, although one may have to pay a higher fee and provide an excellent reason for the expedited passport. Once paid for and approved, however, a passport last quite a few years before one is required to renew same.

In planning, one need first decide their destination and date of travel. As based on where one is leaving from may or may not have both air, bus and train travel to and within the Canada. To this end, one might want to watch a travel related channel or videos of areas in Canada where one is thinking of traveling to get at least a little bit of insight into the area.



Two of the main areas in which tourists like to visit are Vancouver and Montreal. Each of these cities has more in the way of tourism than any others in the Canadian provinces and are therefore generally a bit more pricey with regards to food and Canadian relics in gift shops. Both cities also offer a great deal of entertainment. However, most events related to tourism in Canada are generally only open in late May through early September.

As expected, with the Olympic Games in Vancouver in February 2010, travel today is much higher a price than normal in this region of Canada. This is because as hotels book up, the rates tend to increase when the hotel reaches a limited number of rooms available. Therefore, if one is going to the Olympic Games this year, one need make their reservation as quickly as possible to assure accommodations are still available.

Also, if one is not attending the Olympic Games and planning on visiting both Montreal and Vancouver, one may want to visit Montreal during the Olympic Games and wait until they are over to visit Vancouver. This is because of the heavy crowds and intense security the Olympic Games will know doubt bring to Vancouver. While the Olympic Games can be a great deal of fun to watch. Still, unless one is attending the Olympic Games, the overcrowding and long wait times in restaurants and other venues can be very overwhelming, to say the least.

To this end, it can definitely be fun to explore Canada, especially with the guided trips and tours offered in many areas. There are also many periodicals and travel guides on Canada which can help assure a safe and smooth journey regardless of the mode of travel one desires to take to get there. As to information regarding travel, once one is in Canada, there are also many Canadian tourist guides regarding the various areas provided in many regions of the country.

So, browse local bookstores or go online and find the one that covers the areas in Canada in which one wishes to travel. Then, check online to get an idea of what the area is like and look for travel brochures regarding the region. In doing so, one can find out about local events, lodging, restaurants, and shows with reviews written by other travelers. To this end, one can then travel knowing their way around Canada and the best tours and travel which fit their needs once inside the borders.

The Presidential Election Recount Trend

It was a given that someone would call for a recount of the votes cast during the 2016 presidential election. This call for a recount is becoming a growing trend since the Florida election recount of the 2000 presidential election between George W. Bush and Al Gore, and augmented by the Washington gubernatorial election recount of 2004, the Vermont Auditor of Accounts election of 2006, the Florida congressional elections of 2006, and the United States Senate election in Minnesota in 2008.

One reason for this growing trend to recount election results is that Americans simply do not trust their politicians, even the ones that they personally vote into office.

This mistrust of politicians is nothing new and in many instances, is a useful tool if used properly to keep politicians honest. However, calling for a recount of the votes simply because you do not like the election results is childish and creates confusion when the goal should be to move forward and get the needed jobs done.



Any election has the potential of fostering resentment and bitterness between opposing camps during the campaigning processes, and even after the election campaign is over a certain amount of resentments will continue to smolder between both losers and winners.

During the 2016 presidential election campaign, bitterness, meanness, and hostility became a byword for the overall atmosphere of the campaign which was primarily instigated and sustained by presidential candidate Hillary Clinton.

But the 2016 presidential election is over and all Americans should now be willing to move above and beyond the election results in a consensus to advance the United States of America into an era of peace, creativity, inventiveness, and prosperity for all Americans that it has never experienced before.

It is diehard career politicians that are very bitter and resentful that a person who has simply walked in off the street and won a high governmental position that are eager to call foul play on the 2016 presidential election outcome because they have been working the political mill for years and even decades and have not yet reached their political goals.

These career politicians have the same mindset as the folks of old who resented the introduction of the automobile, the new cart on the block, when using a horse and buggy was still the accepted means of locomotion to get home, to business, and to higher office.

This growing trend to call for the recount of election results will only escalate in frequency and only cause the public to mistrust their institutions, both governmental and private, even more until more advanced and secure vote tabulation techniques and systems are developed and deployed.

Even with a better system in place losers will be losers and winners will be winners, there is just no getting around that. The goal should be the same regardless of political persuasion, the refreshing and the rejuvenating of the planet Earth and the protection of its other life forms, and the conquest and population of the Universe under the leading banner of the United States of America.

Computers and information technologies will never be hack-proof until these systems completely begin to design and program themselves and allowing only the very minimal of human interaction with them, which will certainly be the latest in information technologies eventually, and more than likely within a few decades. Until then, there should be an ongoing effort to patch and plug any breaches in the current vote counting systems and techniques to ensure as little human and mechanical errors and misbehaving as possible.

The monies raised to recount an election result could be better spent on helping sick and hungry children here in the United States. But what matters the most to a few offer no benefits at all to most of the people and usually does not attend anything save a selfish concern.

Calling for a vote recount is prudent when things just do not seem to add up but calling for a recount of votes when there is no evidence that some form of misconduct has taken place, or because you do not like the results of an election is disrespectful to the voting public and an unproductive use of energies to rig an election after the fact.

Many people are now screaming that the loser of the 2016 presidential election is actually the winner of the 2016 presidential election because of the popular vote count that appears to be in the losers favor. But the popular vote was for slavery and the Jim Crow Laws in the South. The popular vote is to allow homosexuals to spread their diseases and viruses throughout the human population and decimate it.

The popular vote is to choose politicians that have proven themselves to be corrupt, selfish, and dishonest. The popular vote was against a woman’s right to vote for decades. The popular vote made it illegal to manufacture and distribute alcoholic beverages which resulted in a devastating crime wave and the creation of more alcoholics.

The popular vote said that it was politically correct to allow the exhibition of human zoos in major U.S cities where little black children were caged and gawked at and tossed bananas and peanuts by white spectators.

The popular vote made it legal to rob, lie to, steal from, and kill people, not of the white racial group.

The popular vote made it legal to conduct human experiments on black infants as a scientific method to prove that Darwin’s theory of evolution is a sound and credible doctrine. These are all examples of how the popular vote has been used in the United States of America.

These few examples of a mountain of facts concerning the value of misguided popular votes should suggest that the popular vote is not always the best way to go. It goes without saying that in the cosmic courts of humanities the United States of America has much to answer for and it may be fitting that the loser is proclaimed the winner and as such will surely bring the United States closer to its judgment day.