Renting a new apartment can be a big deal, a pivotal moment in your life, even, which is why paying special attention to rental applications is very important. There are going to be different stages in your life when rental applications mean different things, for instance right when you’re getting out of college, vs. when you might be renting a bigger place for you and your expanding family.
But regardless of circumstances, there are a few tips that you can follow to make sure you have the best chance of making it through the process successfully, including looking at online applications first, knowing your credit history, organizing your older paperwork, talking to a potential co-signer, and even asking for suggestions about what to put from the manager.
Look At Online Versions
If you look through online rental FAQ’s or even online applications themselves, you’ll get a good idea about what to prepare for when you’re ready in general. So long as you understand the type of information that you need on hand and what kind of additional questions might be asked about things like income and credit history, you won’t end up either being surprised in person or stuck having to pause to get more answer that they need from you later, slowing down your overall process.
Know Your Credit History
One of the more important questions you’ll get asked on most rental applications is what is your credit history, or at least your overall credit score. Not only will it help your potential landlord determine if you’ll work as a renter, it’s also good information for you to know for your own benefit. Sometimes looking at your credit score is a good way to find out if there’s been any fraud or mistakes in your history as well.
Organize Your Renting History
And even if they don’t ask for it right away, organizing your renting history is a good idea as well. This means you need addresses of old places you’ve rented, landlord names, copies of any complaints going toward or away from you, or any other details like then, even things like what you deposit was. It’s good to be able to reference all of that.
Talk To a Potential Co-Signer In Advance
If you’re just leaving your parents’ place, perhaps heading to college for the first time and getting an apartment, you may need a co-signer. This is actually not a bad way to get into a situation to gain some positive credit for yourself as well. Assuming that you make it through your lease with positive reviews, you might not need a cosigner for your next one.
Ask For Tips From the Manager
And there’s absolutely nothing wrong with asking the apartment manager if he or she has any suggestions for you as well. Sometimes there are questions about tenant history, or even about things like pets, and communicating things improperly can have a negative affect. So don’t be afraid to ask questions!